PlanyFI is a forward-looking financial model for analytical professionals who have outgrown spreadsheets and want real answers before making real decisions.
Most financial tools answer one question: where did my money go? PlanyFI answers a different one: where is it going?
A new job, a move, a major purchase and suddenly your model is wrong in three places at once. You spend the afternoon fixing formulas instead of making decisions.
YNAB and Monarch tell you where your money went. That is useful. But you are thinking 5, 10, 20 years out. No tracking app was built for that.
Should you take that offer? Buy or keep renting? How does a sabbatical affect the timeline? These are not questions a budget category can answer.
Built for people who take their numbers seriously.
Model your income, expenses, investments, and net worth across a 10, 20, or 30-year horizon. See your trajectory, not just your snapshot.
Add income changes, expense events, and life milestones with start and end dates. Your model reflects reality, not static assumptions.
Calculate your financial independence number and model the variations that fit your life. Know exactly where you stand and what it takes to get there.
Watch your net worth curve update in real time as you adjust scenarios. See the impact of every decision — before you make it.
PlanyFI is coming soon. Join the waitlist and we'll let you know when it's ready.
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